Software Engineering Leader with 18+ years of expertise across architecture, design, product development, and project management.

Lead Software Engineer with over 15 years of experience working in multiple countries, including India and Germany in architecture, design, and development, specializing in digital banking, payment systems, and fraud prevention technologies. Recorded success in leading and implementing faster payments and cross-border payment frameworks across Asia-Pacific. Highly skilled in microservices, Java, Spring Boot, and cloud technologies with a deep commitment to engineering excellence and continuous improvement. Strong track record of leading diverse teams across various cultures to deliver projects within time & budget parameters, and collaborating with global teams/central banks to deliver secure, innovative financial solutions. Currently serving as Vice President at Citibank Retail & Wealth Technology, leading complex technical projects, ensuring alignment with business goals while maintaining focus on high-quality delivery and risk mitigation.